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4 FAQs About Insurance and Moving

HomeHome Insurance4 FAQs About Insurance and Moving

4 FAQs About Insurance and Moving

Moving to a new home can be a long and stressful process, so it’s likely a relief when your moving day finally arrives.

All your boxes are packed up and ready to go, but have you thought about your insurance coverage?

Read this to get the answers to some common questions about how your insurance may be impacted by a move to make sure you’re covered.

Q: Do I need to tell my insurance company I’m moving?
A: Yes — you need to make sure your homeowners or renters insurance policy is updated so you have coverage at your new address.

Q: How can moving affect my insurance rates?
A: Your car insurance rate is calculated based on many factors, including your zip code. Your new address may also mean there will be changes to your homeowners or renters insurance premiums. The size, location and age of your place are important factors.

Q: What should I do about my insurance if I’m moving to a new state?
A: Different states have different car insurance requirements, but when you move, you will need to transfer your policy. The same goes for your homeowners or renters policy as well.

Q: Does my insurance cover my belongings during the move?
A: The possibility of broken or lost items is always a big concern when you’re moving. Some renters and homeowners policies may cover loss or damage to property in transit if you are moving on your own. But your policy might not cover those issues if movers are handling your belongings. Always be sure to ask your moving company about their insurance coverage.

Having the right insurance coverage for your home, vehicle and belongings can give you protection and peace of mind to make your move less stressful. If you have an upcoming move, let us know so we can help make sure your coverage is ready to go with you.